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×A payment partnership your members will genuinely value.
Help your members keep more of every sale with one of the UK's lowest card processing rates, backed by dedicated UK support, while creating a valuable new revenue stream for KFMA.
Built for Kent's producers.
Farmers, growers, bakers, brewers and artisan producers work on tight margins. Payment technology needs to be simple, reliable and affordable, wherever they sell.
Lopay helps KFMA members keep more of every sale through:
Lower card fees
One of the UK's lowest processing rates, starting from just 0.79% - more of every sale stays with the stallholder.
Get paid your way
Flexible payouts, including instant access to takings so producers can restock and cover market fees straight away.
Lower fees through business spend
Use the Lopay Zero Card on stock, packaging and fuel to turn everyday spending into lower payment fees.
Ready wherever you pitch up
Take payments at the market, farm gate or pop-up event - with or without signal, on phone or card reader.
Most Producers are paying too much in card fees.
For a producer processing £100,000 per year across their markets, switching to Lopay could save around £900 every year compared with a provider charging around 1.69%.
Built like your stallholders' businesses.
Independent. Responsive. Focused on helping small producers thrive at every market.
Dedicated UK support
A responsive UK team that understands independent food, farming and craft businesses and supports your stallholders every step of the way.
A true partnership
Dedicated partnership team, co-branded campaigns and on-market activation to maximise stallholder engagement.
Independent and agile
A growing UK fintech that moves quickly, listens to feedback from producers and continually improves.
Built around small producers
Everything we build is designed to help independent food and craft businesses keep more of what they earn.
Deliver more value for Producers and Market Managers. Create a new income stream for KFMA.
Partnerships with Lopay are built around the association and its members. The exact shape is something we'd design together with KFMA, but they typically include a mix of the benefits below.
Typical partnership benefits
Indicative - final terms to be agreed with KFMA.
for every Producer who joins Lopay through KFMA
shaped around KFMA and the way its Producers and Market Managers trade
a fee-free processing allowance for every KFMA member
preferential pricing on Lopay card readers for members
Trusted by thousands of independent producers and traders.
More than 40,000 independent businesses - from farm shops, growers and bakers to brewers, vineyards and market Producers - rely on Lopay every day to take payments through a secure, reliable platform, backed by dedicated UK support.
Everything Producers need to take payments at the market stall.
Lopay provides a complete payment platform designed for independent food, farming and craft businesses. Expand the sections below to explore the full proposition available to KFMA Producers.
Essentials
0.79%
per transaction
- Weekly payouts
- 10% reward on Lopay Card spend
Best for occasional card payments.
Ideal for businesses focused on keeping payment costs as low as possible, with weekly settlements.
Standard
Most popular0.99%
per transaction
- Next-day payouts
- 50% reward on Lopay Card spend
Best for everyday trading.
Perfect for businesses taking regular card payments that want faster access to funds and lower fees through business spending.
Instant to Bank
1.79%
per transaction
- Instant payouts, 24/7
Best for immediate access to cash.
Ideal for businesses that need funds in their bank account straight away to manage stock purchases and day-to-day cash flow.
Partnership
KFMA exclusive1.09%
per transaction
- Next-day / manual payouts
- 100% reward on Lopay Card spend
Built for high card spenders.
Designed for businesses that regularly spend on stock, ingredients and supplies. Every £1 spent on the Lopay Card earns £1 of fee-free processing, helping reduce future payment costs.
Additional pricing